When natural disasters strike, house and contents insurance provides a key safety net of modern Australian life. Yet many households are under insured or not insured at all.

We are collecting national data to determine rates of non- and under-insurance, identifying key indicators and factors that influence these rates, and investigating disaster survivors’ insurance experiences. We aim to strategically improve disaster policy and practice, contribute to reducing the financial and social costs of disasters, and contribute to insurance and risk scholarship.

Australian Research Council Discovery Project DP170100096

‘After the Flood’ CoSE Research Enhancement Project & ERS small grant